After a motorcycle accident in Ontario, compensation often comes from two main sources. First, Accident Benefits under the Statutory Accident Benefits Schedule (SABS) can help cover treatment, rehabilitation, and income loss regardless of who caused
If you are injured as a passenger in an Uber, Lyft, or other rideshare vehicle in Ontario, you can usually pursue compensation even if you are unsure who caused the crash. Many passengers start with
Bad faith in a long-term disability claim involves more than a simple disagreement over coverage. In Ontario, LTD insurers are expected to investigate and assess claims fairly, honestly, and in good faith. When an insurer
If you are hurt in a hit-and-run in Ontario or by an uninsured driver, you may still have several paths to compensation. Many people can access no-fault Accident Benefits under Ontario’s Statutory Accident Benefits Schedule
In Ontario, most people have two years to start a slip-and-fall lawsuit, but some claims have much shorter notice deadlines. If you fall on municipal property, you may have only 10 days to give written
The elimination period in a long-term disability (LTD) policy is the time a person must wait before LTD payments can begin. During this period, the policy does not pay benefits even if the person is
In Ontario, many people receiving long-term disability (LTD) benefits are allowed to work in limited ways, often through partial disability benefits or an insurer approved gradual return to work plan. This is usually permitted only
In Ontario long term disability policies, the difference between partial and total disability is largely determined by the wording of your specific plan. In most cases, total disability means you cannot perform the essential duties
If you are eligible for long term disability benefits in Ontario, it is important to understand how disability is defined in your policy. In general, there are two tests that insurers use to determine whether
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